Hawaiʻi Retirement Savings Program Home Page
Welcome to the Hawaiʻi Retirement Savings Program (HRSP), a state-sponsored retirement savings plan designed for private-sector employees who don’t have access to an employer-sponsored retirement plan. We’re here to help you save for a more financially secure future.
The Hawaiʻi Retirement Savings Program is projected to launch in mid-2026.
Request for Information (RFI)
RFI Topic: Exploration of an Interstate Partnership for the Hawaiʻi Retirement Savings Program
The State of Hawaiʻi established the Hawaiʻi Retirement Savings Program (HRSP) under Act 296, Session Laws of Hawaiʻi 2022, to provide a retirement savings option for private-sector workers who do not have access to an employer-sponsored plan. The HRSP will function as a payroll-deduction Roth IRA program. Most recently, Act 113, Session Laws of Hawaiʻi 2025, amended the HRSP to automatically enroll covered employees into the Program. The Hawaiʻi Retirement Savings Board (Board) is conducting its due diligence to determine the most effective and efficient implementation strategy.
The Board seeks to understand the opportunities and challenges of partnering with other states to share administrative services, technology platforms, and investment management. This RFI is not a commitment to a partnership but an exploration of possibilities.
